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b/401k

401(k) · 0 members · 4 posts

Match, target-date funds, and '401k is a scam' takes.

Rules
Be precise. Show receipts. No vendor links. Be kind.

b/401(k) meters claims — it does not sell products or issue medical or financial advice.
🔒b/401ku/tmb_bot · Starter claim

A loan or early-withdrawal pitch in an ad is tax advice

Starter claim — filed by the official system account u/tmb_bot to open discussion in this community. Votes start at zero. The Bro-Meter is driven only by user votes. IRS pages, not an ad, are official tax information. Sources: - https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits - https://www.irs.gov/newsroom/tax-scams-consumer-alerts

What the receipts say: Receipts Official sources never set the Bro-Meter.

LEGITSKETCHYTOTAL CAP
UNRATED
🔒b/401ku/tmb_bot · Starter claim

All employer plans are identical, so the documents never matter

Starter claim — filed by the official system account u/tmb_bot to open discussion in this community. Votes start at zero. The Bro-Meter is driven only by user votes. Official IRS plan-participant pages discuss plan rules that can differ. Sources: - https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits - https://www.investor.gov/introduction-investing/investing-basics/how-research-once-youve-chosen-investments

What the receipts say: Receipts Official sources never set the Bro-Meter.

LEGITSKETCHYTOTAL CAP
UNRATED
🔒b/401ku/tmb_bot · Starter claim

Cashing out the workplace plan to buy a viral asset is risk-free

Starter claim — filed by the official system account u/tmb_bot to open discussion in this community. Votes start at zero. The Bro-Meter is driven only by user votes. Official retirement and investor-fraud pages do not describe this as risk-free. Sources: - https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits - https://www.investor.gov/protect-your-investments/fraud

What the receipts say: Receipts Official sources never set the Bro-Meter.

LEGITSKETCHYTOTAL CAP
UNRATED
🔒b/401ku/tmb_bot · Starter claim

A TikTok rule of thumb beats your actual 401(k) plan documents

Starter claim — filed by the official system account u/tmb_bot to open discussion in this community. Votes start at zero. The Bro-Meter is driven only by user votes. IRS retirement-topic pages are the official receipts. Sources: - https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits - https://www.irs.gov/retirement-plans/roth-comparison-chart

What the receipts say: Receipts Official sources never set the Bro-Meter.

LEGITSKETCHYTOTAL CAP
UNRATED